Soon they'll start charging five gold per transaction

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Soon they'll start charging five gold per transaction
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So now they're saying that the foreclosure crisis in Hobbiton is caused by Hobbits not reading their mortgage documents? Srsly? Have they ever actually TRIED to read these agreements?

Martin Freeman

Bit Early for That, Don't You Think?

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Bit Early for That, Don't You Think?
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I should have Frodo pay this now in case he doesn't return from Mordor

(The Hobbit)